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How Tax Deductions and Offsets Work in Australia
Understanding the difference between tax deductions and tax offsets can help you make better financial decisions and avoid paying more tax than necessary. While both can reduce the amount of tax you pay, they work in very different ways. Handy Hint Don't wait until...
2026-27 Federal Budget – What the Federal Budget means for you, your family, and your business
What's in This Issue This edition covers the key measures from the 2026-27 Federal Budget and what they mean for you, your family, and your business. 2026-27 Federal Budget - A Night of Significant Change The $1,000 Instant Tax Deduction $250 Working Australians Tax...
Payday Super FAQs for Small Business Clients
From 1 July 2026, the way employers pay super is changing. These FAQs explain what Payday Super means for your business, what’s different, and what you need to do to get ready. The Basics 1. When does Payday Super start? 1 July 2026. From that date, employers must pay...
Why a Loan Review in 2026 Could Be One of Your Smartest Financial Decisions
Getting your finances in order remains one of Australia’s most common New Year’s resolutions. ASIC research shows that while 52% of Australians set financial goals, only 12% follow through. At Credabl, we see why. Demanding workloads and day-to-day administration...
Charitable Giving: What You Need to Know About Tax Rules and Implications
The spirit of giving can be strong year-round, but it often shines brightest during the festive season. Whether it’s a donation to a local charity, a national appeal, or support for a cause close to your heart, charitable giving can make a real difference. It also...
Working Pensioners: How Extra Income Can Impact Your Age Pension and Tax Bill
For many retirees, giving up work entirely isn’t always the plan. Whether it’s for the social connection, sense of purpose, or simply a bit of extra income, plenty of Age Pension recipients continue to work part-time or casually. But here’s the catch: even a small...
Holiday Homes: What You Need to Know About Tax
Investing in a holiday home can be exciting, offering both lifestyle benefits and the potential for tax advantages. But whether you’re looking at a standalone house or a unit, it’s important to understand how the Australian Taxation Office (ATO) treats holiday...
End-Of-Year Business Tax Checklist
As the year winds down and many offices prepare for a holiday shutdown, it’s important for small business owners to make sure tax obligations are in order. Tidying up before the break not only avoids compliance headaches but also gives you a clean slate to start 2026...
Incurred a Tax Debt? Here’s What You Need to Know
Finding out you owe tax can be stressful, but it’s important to remember that having a tax debt is not uncommon, and there are clear steps you can take to manage it responsibly. Understand Your Debt First, confirm the amount and the basis for the debt. Review your...
Festive Season Overtime and Bonuses: What It Means for Your Tax
The festive season often brings more than just holiday cheer. For many Australians, it’s also a time of extra shifts, overtime hours, and sometimes even a Christmas bonus. While that additional income is welcome, it’s important to understand how it affects your tax...
How Tax Deductions and Offsets Work in Australia
Understanding the difference between tax deductions and tax offsets can help you make better financial decisions and avoid paying more tax than necessary. While both can reduce the amount of tax you pay, they work in very different ways. Handy Hint Don't wait until...
2026-27 Federal Budget – What the Federal Budget means for you, your family, and your business
What's in This Issue This edition covers the key measures from the 2026-27 Federal Budget and what they mean for you, your family, and your business. 2026-27 Federal Budget - A Night of Significant Change The $1,000 Instant Tax Deduction $250 Working Australians Tax...
Payday Super FAQs for Small Business Clients
From 1 July 2026, the way employers pay super is changing. These FAQs explain what Payday Super means for your business, what’s different, and what you need to do to get ready. The Basics 1. When does Payday Super start? 1 July 2026. From that date, employers must pay...
Why a Loan Review in 2026 Could Be One of Your Smartest Financial Decisions
Getting your finances in order remains one of Australia’s most common New Year’s resolutions. ASIC research shows that while 52% of Australians set financial goals, only 12% follow through. At Credabl, we see why. Demanding workloads and day-to-day administration...
Charitable Giving: What You Need to Know About Tax Rules and Implications
The spirit of giving can be strong year-round, but it often shines brightest during the festive season. Whether it’s a donation to a local charity, a national appeal, or support for a cause close to your heart, charitable giving can make a real difference. It also...
Working Pensioners: How Extra Income Can Impact Your Age Pension and Tax Bill
For many retirees, giving up work entirely isn’t always the plan. Whether it’s for the social connection, sense of purpose, or simply a bit of extra income, plenty of Age Pension recipients continue to work part-time or casually. But here’s the catch: even a small...
Holiday Homes: What You Need to Know About Tax
Investing in a holiday home can be exciting, offering both lifestyle benefits and the potential for tax advantages. But whether you’re looking at a standalone house or a unit, it’s important to understand how the Australian Taxation Office (ATO) treats holiday...
End-Of-Year Business Tax Checklist
As the year winds down and many offices prepare for a holiday shutdown, it’s important for small business owners to make sure tax obligations are in order. Tidying up before the break not only avoids compliance headaches but also gives you a clean slate to start 2026...
Incurred a Tax Debt? Here’s What You Need to Know
Finding out you owe tax can be stressful, but it’s important to remember that having a tax debt is not uncommon, and there are clear steps you can take to manage it responsibly. Understand Your Debt First, confirm the amount and the basis for the debt. Review your...
Festive Season Overtime and Bonuses: What It Means for Your Tax
The festive season often brings more than just holiday cheer. For many Australians, it’s also a time of extra shifts, overtime hours, and sometimes even a Christmas bonus. While that additional income is welcome, it’s important to understand how it affects your tax...
Guide to Preparing a Medical Practice Business Plan
This Guide to Preparing a Medical Practice Business Plan has been developed to assist both doctors and practice managers understand the potential of their practices. It contains numerous practical tips and advice and identifies the main issues connected to planning and successfully running the practice. It has been identified as an area where practice managers and doctors alike have a keen interest, and a lot of important information is contained in the guide.
Starting a Medical Practice
Starting a practice is probably one of the most significant professional decisions a doctor will undertake during their professional life. “Starting a practice” or to “Buy into an existing practice” is a common goal for many doctors and health professionals.
Buying an Established Medical Practice
Buying a practice should be the best investment for a GP. A mark of a good practice is a demonstrable ability to produce an above average return for its owners. Prospective buyers will be prepared to pay a premium over the value of the practice’s tangible assets to receive that above average rate of return.
![What Is a Discretionary Trust? [Video]](https://curveaccountants.com.au/wp-content/uploads/discretionary-trust.jpg)
What Is a Discretionary Trust? [Video]
Using a discretionary trust enables income to be distributed to companies and trusts associated with family members. A discretionary trust enables income with different tax characteristics to be streamed to family members individually. The structure can also be applied to non-family beneficiaries.
10 Principles of Investing
We stand by our ten principles of investing, and they have been our investment philosophy for more than a decade.
Video: 5 Things to Consider Before Hiring for your Medical Practice
Staff are easy to hire but not so easy to fire. This video outlines the considerations you should take when hiring for your medical practice.
Video – Industry Super Funds are Good
Why choose industry super funds? This video introduces industry super funds, the life insurance they offer, investment options and more.
What Are Exchange Traded Funds? (ETF’s)
An introduction to ETF’s (Exchange Traded Funds), their benefits, risks and opportunities.
Video – First Priority: Pay Down Non-Deductible Debt
We are often asked by clients whether it’s more important to reduce non-deductible debt or whether building wealth and investments outside of the family home is more beneficial. The most common compromise to paying off non-deductible debt is making concessional super contributions instead.
Single Touch Payroll – Are You Ready?
Single Touch Payroll (STP) is the new streamlined system for the ATO to receive payroll and superannuation data from employers. Those employing less than 20 staff will need to comply from 1 July 2019.