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Hidden Costs & Taxes In Your First Property Purchase
Buying your first home is an exciting milestone, but many first-time buyers underestimate the additional costs beyond the purchase price. Understanding these hidden expenses can help you budget effectively and avoid financial strain. Stamp Duty Stamp duty is one of...
Is There Such A Thing As A Tax-Free Lunch?
They say there's no such thing as a free lunch - but what about a tax-free one instead? One of the policies proposed by the Liberal Party ahead of this year’s election surrounds the concept of entertainment, particularly concerning tax. Under the proposed policy,...
Do you have a Financial Strategy in place to survive the Trump Slump?
Since the beginning of the year, global stock markets have delivered mixed results, almost the inverse of recent years. Initially, people were optimistic about the US economy with markets priced for US exceptionalism to continue. Economic policies under the Trump...
2025–26 Federal Budget – What It Means for You
The following are key points from the Australian Federal Budget 2025–26 (handed down on 25 March 2025) and explain how they might affect you or your business. If you would like further details on any of these points please contact our office. Headline Budget Measures...
Why your small business needs to switch to online accounting
Running a business is hard enough without having to wrestle with out-of-date accounting records. That’s where cloud accounting comes in—a modern solution that can make your life a whole lot easier. This article explores why small businesses should embrace cloud...
Understanding Annual Leave and Long Service Leave
For small business owners, figuring out the difference between annual leave and long service leave can feel like trying to crack a secret code. Rules, jargon… seriously, who made this stuff so complicated? Whether you’re trying to keep your business compliant or...
Payroll Tax in Victoria Explained
83,333Payroll tax is dictated by your resident state or territory. It is a tax employers must pay if they meet certain eligibility criteria. As such, it's important to understand the differences in Victoria’s payroll tax to ensure your business is meeting its...
How you could benefit from a life insurance review
Life Insurers, like TAL, AIA and MLC can provide insurance cover, not just for death, but also for disability insurance cover such as that found in income protection insurance and trauma insurance products. For many people, having suitable such cover is an essential...
What is the Difference Between Payroll Tax and PAYG?
In Australia, we have different tax systems that businesses need to be able to navigate to pay taxes: The payroll tax, which is a state or territory-level mandate, and the PAYG system, which is a federal scheme. While employers do not necessarily have to adhere to...
Are Charitable Contributions Tax Deductible?
The Australian Taxation Office (ATO) has several criteria for what does and does not apply regarding tax deductions for charitable contributions or donations. But how can you determine which charitable gifts can be deducted from your taxes and which ones can’t? This...
Is There Such A Thing As A Tax-Free Lunch?
They say there's no such thing as a free lunch - but what about a tax-free one instead? One of the policies proposed by the Liberal Party ahead of this year’s election surrounds the concept of entertainment, particularly concerning tax. Under the proposed policy,...
Do you have a Financial Strategy in place to survive the Trump Slump?
Since the beginning of the year, global stock markets have delivered mixed results, almost the inverse of recent years. Initially, people were optimistic about the US economy with markets priced for US exceptionalism to continue. Economic policies under the Trump...
2025–26 Federal Budget – What It Means for You
The following are key points from the Australian Federal Budget 2025–26 (handed down on 25 March 2025) and explain how they might affect you or your business. If you would like further details on any of these points please contact our office. Headline Budget Measures...
Why your small business needs to switch to online accounting
Running a business is hard enough without having to wrestle with out-of-date accounting records. That’s where cloud accounting comes in—a modern solution that can make your life a whole lot easier. This article explores why small businesses should embrace cloud...
Understanding Annual Leave and Long Service Leave
For small business owners, figuring out the difference between annual leave and long service leave can feel like trying to crack a secret code. Rules, jargon… seriously, who made this stuff so complicated? Whether you’re trying to keep your business compliant or...
How you could benefit from a life insurance review
Life Insurers, like TAL, AIA and MLC can provide insurance cover, not just for death, but also for disability insurance cover such as that found in income protection insurance and trauma insurance products. For many people, having suitable such cover is an essential...
Claim Tax Deductions for Business Vehicles in Australia
A lot of people travel for work-related purposes, from visiting clients and attending meetings to purchasing office supplies and participating in conferences. Many business owners believe that buying a vehicle through their company will result in significant tax...
Property Management Data Matching: Helping Property Owners Get It Right
As an investment property owner, keeping up with your tax obligations can feel overwhelming, especially with recent changes to the property management data matching protocol. This extension means that the ATO is now receiving more detailed information about your...
Are Your Accountant Fees Tax Deductible to your business?
If you’re thinking about engaging an accountant to provide you with some advice or help you with your taxes, you might be wondering whether their fees are tax deductible or not. In many cases, they most certainly are. However, there are some strict rules to follow and...
FBT With Festivity? Bringing Cheer To Tax
When running a business, creating a positive and engaging environment for your employees is key to success. Whether you’re throwing a Christmas party, organising a recreation day, or hosting a seminar, these events can boost morale and strengthen your team. However,...
Guide to Preparing a Medical Practice Business Plan
This Guide to Preparing a Medical Practice Business Plan has been developed to assist both doctors and practice managers understand the potential of their practices. It contains numerous practical tips and advice and identifies the main issues connected to planning and successfully running the practice. It has been identified as an area where practice managers and doctors alike have a keen interest, and a lot of important information is contained in the guide.
Starting a Medical Practice
Starting a practice is probably one of the most significant professional decisions a doctor will undertake during their professional life. “Starting a practice” or to “Buy into an existing practice” is a common goal for many doctors and health professionals.
Buying an Established Medical Practice
Buying a practice should be the best investment for a GP. A mark of a good practice is a demonstrable ability to produce an above average return for its owners. Prospective buyers will be prepared to pay a premium over the value of the practice’s tangible assets to receive that above average rate of return.
![What Is a Discretionary Trust? [Video]](https://curveaccountants.com.au/wp-content/uploads/discretionary-trust.jpg)
What Is a Discretionary Trust? [Video]
Using a discretionary trust enables income to be distributed to companies and trusts associated with family members. A discretionary trust enables income with different tax characteristics to be streamed to family members individually. The structure can also be applied to non-family beneficiaries.
10 Principles of Investing
We stand by our ten principles of investing, and they have been our investment philosophy for more than a decade.
Video: 5 Things to Consider Before Hiring for your Medical Practice
Staff are easy to hire but not so easy to fire. This video outlines the considerations you should take when hiring for your medical practice.
Video – Industry Super Funds are Good
Why choose industry super funds? This video introduces industry super funds, the life insurance they offer, investment options and more.
What Are Exchange Traded Funds? (ETF’s)
An introduction to ETF’s (Exchange Traded Funds), their benefits, risks and opportunities.
Video – First Priority: Pay Down Non-Deductible Debt
We are often asked by clients whether it’s more important to reduce non-deductible debt or whether building wealth and investments outside of the family home is more beneficial. The most common compromise to paying off non-deductible debt is making concessional super contributions instead.
Single Touch Payroll – Are You Ready?
Single Touch Payroll (STP) is the new streamlined system for the ATO to receive payroll and superannuation data from employers. Those employing less than 20 staff will need to comply from 1 July 2019.