While anxiety and stress are quite often inevitable, it can take a severe toll on the state of your mental health and quality of life if not handled...

While anxiety and stress are quite often inevitable, it can take a severe toll on the state of your mental health and quality of life if not handled...
The Reserve Bank of Australia (RBA) reduced the official cash rate by 0.25% last month, with the intent of jumpstarting Australia’s economy. With the official cash rate now at a record low of just 1%, it’s important to consider the implications for investors.
If you own a business, then it should…
A common misconception with negative gearing is that it can only be used for property. False. Negative gearing can be used for any asset where some or all the purchase price is borrowed.
Self-managed super funds often come into consideration during financial planning, particularly for high-income earners. Here’s a quick run down of the top 8 insights from the 2019 SMSF Benchmark Report released by Class in March this year.
Positive gearing lets you make a profit on your investment from day one. Provided there is no capital loss, this can be a great way to make money. Problem is: everyone else has thought of that, too. Positive gearing a decent property investment is hard.
There are two ways to think about the price of anything. The first is the number of dollars it would cost to purchase that thing. The second is to think about what else we could spend our money on. This is called ‘opportunity cost’ and it is always worth remembering when you make a purchase.
Superannuation, or ‘super’ as it is more often known, is a cornerstone of most people’s personal financial management. Learn more about self managed super funds within this comprehensive article.
Canstar claims to be Australia’s biggest financial comparison site, with extensive information related to banking, insurance, investments and superannuation, business products and more. So it goes without saying that when a list of trusted Independent Financial Advisers in Australia is released by Canstar, we would hope to be included.
Index funds are a form of managed fund, but they are very different from the others. For reasons discussed within this article, the name ‘managed’ fund might be a misnomer.